Gloria Soria

Optimal home investments strategies

Now is perhaps one of the best times in history to purchase a home.  Low interest rates and unparalleled affordability have created a perfect storm for qualified buyers.

So does that mean the “flipping days” are here again?  Probably not.  While there may be shrewd investors out there who have the ability to squeeze out a profit on flipping properties in this market, the margins aren’t favorable and re-selling is tough.

It is, however, an excellent time for buyers looking for a long-term home investment, especially those who want to manage a rental property.  There’s a good margin between true value and current prices, for one.  Additionally, there’s great potential for higher rental values as rental inventory decreases under the pressure of potential buyers who can’t yet qualify for a loan.

Do you have a college graduate or newlywed child? Another great investment is the purchase of a home for someone in the family that may occupy it as a tenant until such time they can afford their own home.

If you’re curious about which neighborhoods would make the purchase of an investment property a good move, feel free to contact me today.  I’d be happy to help advise you on an investment purchase. gsoriarealtor3000@gmail.com  or call me at  917-836-1077

The true cost of a commute !

Do you ever wish you lived closer to work?  Some of the happiest people I know have the shortest commutes.  Traffic stress, the cost of gasoline, and the hours wasted on the road take their toll.

Well, if you’ve ever been looking for a reason to move closer to your work, this might just send you over the edge.  The truth is, it could be a major financial mistake not to cut a long commute out of your life.

This eye-opening infographic from StreamlineRefinance.net shows you how much more home you can afford when you eliminate a long commute from your life.  From their math, it looks to be anywhere from $15,900 (1 mile reduction) to an astonishing $477,000 (30 mile reduction)! 

While you might have some arguments against their assumptions, I think the graphic is useful all the same:  It gets you thinking about how you value your time and the “hidden costs” of a long drive to your livelihood!

Check out the infographic for yourself:

http://www.streamlinerefinance.net/cost-of-commuting.html 

Thinking it might be time to move closer to your job? I work with families relocating all the time, and would love to help you sell your current home and find a perfect upgrade closer to work! Contact me today: gloriasoria2003@yahoo.com  cell o917-836-1077, www.soriarealestateinfo.us,  www.queensrealestatetalk.com

Price Reduced on 2 G-72-15 37th av in Jackson Heights

Jackson Heights, Queens  -  Announcing a price reduction on 2 G-72-15 37th av, a 1,100 sq. ft., 2 bath, 2 bdrm apartment. Now MLS® $299,999 USD - Reduced !.

Property information

Apartment For Sale in Maspeth

Nice and very good maintained 2 Bdr

• 800 sq. ft., 1 bath, 2 bdrm apartment "Co op "" - MLS® $229,999 USD - Just Listed !

Maspeth, Queens  -  Nice post-war complex offers more than affordable two bedroom with capturing a lot of light. Unit is in very good move-in condition. Layout with wood floors.Lving space is considerably large . Fully updated roomy kitchen with all stainles appliances. Gracious sized bedrooms.Good size batroom in pristine condition. Complex offers a garden and playground. Laundry facilities are available,located in ground floor. Central to supermarkets,one is located front to the building,shopping and transportation. bus Q18 just stop front . Building requires 20% down with right credentials and board approval .Maintenance = $ 606.oo Not included the electricity. Not pets, not subleases.

Property information

Single Story For Sale in Maspeth

Located in Maspeth Plateau

• 800 sq. ft., 1 bath, 2 bdrm single story - MLS® - Just Listed !

Maspeth, Queens  -  Nice post-war complex offers more than affordable two bedroom with capturing a lot of light. Unite is in very good move-in condition. Layout with wood floors. Fully updated roomy kitchen with all stainles appliances. Gracious sized bedrooms.Good size batroom in pristine condition. Complex offers a garden and playground. Laundry facilities are available. Central to supermarkets,shopping and transportation. bus Q18 just stop front to the building. Building requires 20% down with right credentials and board approval .Maintenance = $ 606.oo Not included the electricity. Not pets, not subleases.

Property information

Sources for sellers.

<div style='letter-spacing:normal!important;width:485px!important; padding:0 40px!important; font-family:Arial,sans-serif!important;'> <ul style='letter-spacing:normal!important;list-style:none!important;margin:0 0 30px!important;padding-left:0;float:left;width:485px;font-family:Arial,sans-serif!important;'> <li style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;display:block;vertical-align:baseline!important;padding:30px 0!important; border-bottom:1px solid #ebf0f2!important; color:#777!important; font-size:12px!important; line-height:20px!important;float:left;width:485px;'> <div style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;position:relative!important; float:left!important; width:100px!important; padding:0 12px 0 0!important;'> <a href='http://buyandsell.houselogic.com/articles/keep-your-home-sale-falling-apart/" style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;color:#16a8d3!important; text-decoration:none!important;'> <img style='border:0 none;' src='http://c0263062.cdn.cloudfiles.rackspacecloud.com/content/images/sized/home-sale-fall-apart-getty_1x1_4f9e4348cd458eb064f11ffb96606475_jpg_80x80_q85.jpg" alt="Man fixing problem with home before the sale" title="buysell-home-sale-fall-apart-getty" /> </a> </div> <h3 style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;float:left;width:373px;margin:0; font-size:16px!important; font-weight:bold!important;'><a style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/keep-your-home-sale-falling-apart/" target="_blank">Keep Your Home Sale from Falling Apart</a></h3> <p style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0;float:left;width:373px;'>After finding a buyer, all you have to do to make it to closing is to avoid these five traps. <a target='_blank' style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/keep-your-home-sale-falling-apart/">Read</a></p> <div style='clear:both;'></div> </li> <li style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;display:block;vertical-align:baseline!important;padding:30px 0!important; border-bottom:1px solid #ebf0f2!important; color:#777!important; font-size:12px!important; line-height:20px!important;float:left;width:485px;'> <div style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;position:relative!important; float:left!important; width:100px!important; padding:0 12px 0 0!important;'> <a href='http://buyandsell.houselogic.com/articles/7-tips-staging-your-home/" style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;color:#16a8d3!important; text-decoration:none!important;'> <img style='border:0 none;' src='http://c0263062.cdn.cloudfiles.rackspacecloud.com/content/images/sized/buysell-staging-paint-getty_1x1_b6c198d9aa2383b14b389d16a0a43e71_jpg_80x80_q85.jpg" alt="Woman painting wall in preparation for selling her home" title="buysell-staging-paint-getty" /> </a> </div> <h3 style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;float:left;width:373px;margin:0; font-size:16px!important; font-weight:bold!important;'><a style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/7-tips-staging-your-home/" target="_blank">7 Tips for Staging Your Home</a></h3> <p style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0;float:left;width:373px;'>Make your home warm and inviting to boost your home’s value and speed up the sale process. <a target='_blank' style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/7-tips-staging-your-home/">Read</a></p> <div style='clear:both;'></div> </li> <li style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;display:block;vertical-align:baseline!important;padding:30px 0!important; border-bottom:1px solid #ebf0f2!important; color:#777!important; font-size:12px!important; line-height:20px!important;float:left;width:485px;'> <div style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;position:relative!important; float:left!important; width:100px!important; padding:0 12px 0 0!important;'> <a href='http://buyandsell.houselogic.com/articles/6-tips-choosing-best-offer-your-home/" style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;color:#16a8d3!important; text-decoration:none!important;'> <img style='border:0 none;' src='http://c0263062.cdn.cloudfiles.rackspacecloud.com/content/images/sized/choosing-best-offer-home-masterfile_1x1_cddb6ae4565ae8950bc3c8d44f62f00e_jpg_80x80_q85.jpg" alt="Woman reviewing house offer over the phone" title="buysell-choosing-best-offer-home-masterfile" /> </a> </div> <h3 style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;float:left;width:373px;margin:0; font-size:16px!important; font-weight:bold!important;'><a style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/6-tips-choosing-best-offer-your-home/" target="_blank">6 Tips for Choosing the Best Offer for Your Home</a></h3> <p style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0;float:left;width:373px;'>Have a plan for reviewing purchase offers so you don’t let the best slip through your fingers. <a target='_blank' style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/6-tips-choosing-best-offer-your-home/">Read</a></p> <div style='clear:both;'></div> </li> <li style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;display:block;vertical-align:baseline!important;padding:30px 0!important; border-bottom:1px solid #ebf0f2!important; color:#777!important; font-size:12px!important; line-height:20px!important;float:left;width:485px;'> <div style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;position:relative!important; float:left!important; width:100px!important; padding:0 12px 0 0!important;'> <a href='http://buyandsell.houselogic.com/articles/5-tips-prepare-your-home-sale/" style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;color:#16a8d3!important; text-decoration:none!important;'> <img style='border:0 none;' src='http://c0263062.cdn.cloudfiles.rackspacecloud.com/content/images/sized/prepare-home-sale-getty_1x1_6b084f79e6d351b974ca6822fa6ffce0_jpg_80x80_q85.jpg" alt="Woman preparing home for sale by fixing faucet" title="buysell-prepare-home-sale-getty" /> </a> </div> <h3 style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;float:left;width:373px;margin:0; font-size:16px!important; font-weight:bold!important;'><a style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/5-tips-prepare-your-home-sale/" target="_blank">5 Tips to Prepare Your Home for Sale</a></h3> <p style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0;float:left;width:373px;'>Working to get your home ship-shape for showings will increase its value and shorten your sales time. <a target='_blank' style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/5-tips-prepare-your-home-sale/">Read</a></p> <div style='clear:both;'></div> </li> <li style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;display:block;vertical-align:baseline!important;padding:30px 0!important; border-bottom:1px solid #ebf0f2!important; color:#777!important; font-size:12px!important; line-height:20px!important;float:left;width:485px;'> <div style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;position:relative!important; float:left!important; width:100px!important; padding:0 12px 0 0!important;'> <a href='http://buyandsell.houselogic.com/articles/7-tips-profitable-home-closing/" style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;color:#16a8d3!important; text-decoration:none!important;'> <img style='border:0 none;' src='http://c0263062.cdn.cloudfiles.rackspacecloud.com/content/images/sized/tips-for-profitable-closing-getty_1x1_5484be4453c67df1d284b8cb44222070_jpg_80x80_q85.jpg" alt="Couple with loan officer at home closing" title="buysell-tips-for-profitable-closing-getty" /> </a> </div> <h3 style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;float:left;width:373px;margin:0; font-size:16px!important; font-weight:bold!important;'><a style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/7-tips-profitable-home-closing/" target="_blank">7 Tips for a Profitable Home Closing</a></h3> <p style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0;float:left;width:373px;'>Be sure you’re walking away with all the money you’re entitled to from the sale of your home. <a target='_blank' style='color:#16a8d3!important; text-decoration:none!important;' href='http://buyandsell.houselogic.com/articles/7-tips-profitable-home-closing/">Read</a></p> <div style='clear:both;'></div> </li> </ul> <div style='float:left;width:485px;'> <p style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0 0 12px!important; color:#000!important; font-size:12px!important;'>Visit <a style='color:#16a8d3!important; text-decoration:none!important;' href='http://www.houselogic.com">houselogic.com</a> for more articles like this.</p> <p style='letter-spacing:normal!important;font-family:Arial,sans-serif!important;margin:0 0 12px!important; color:#000!important; font-size:11px!important;'> Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®</p> </div> </div>

november newsletter

Note that this information is outdated.

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general. Please click on this link to view the NOVEMBER - 2010 Newsletter Housing Trends eNewsletter: http://gsoria.housingtrendsenewsletter.com?Newsletter_ID=255&Period_ID=191 The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources. It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more. If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report: http://gsoria.housingtrendsenewsletter.com?Newsletter_ID=255&Period_ID=191 Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future. Sincerely yours, gloria Soria   Laffey associates Jackson Heights  73-08 Northern Blvd Jackson Heights  NY 11372  718-779-2121 222 | 917-836-71077  Email:gloriasoria2003@yahoo.com (While I hope you find the information contained in this eNewsletter useful and informative, if you wish to no longer receive it, you may click on the “unsubscribe” link at the bottom of the newsletter.)

Read More

July Housing trends newsletter

http://gsoria.housingtrendsenewsletter.com?Newsletter_ID=251

Apartment For Sale in East Elmhurst

• 1,071 sq. ft., 1 bath, 2 bdrm apartment - MLS® $188,995 USD - right price for right ap.

East Elmhurst, Queens  -  Very good condition apartment on top floor. Large 2 bedroom. 1071 SF very well distributed . Sunny , ample closets, Eat in kitchen, formal Dining room . Excellent interior condition. Private Garden and playground. Close to School, transportation, Restaurant, shopping,. Police Station. Great security. Owner occupied. Not pets allowed.

Property information

Nortridge Section 1! Desired 2 Br Very Spacious. Central location !

East Elmhurst, Queens  - Nice  complex   offers more than Affordable Two spacious bedrooms, appointed with windows let in plenty of light to show it. Good closet spaces. Large size bathroom.

The apartment comprises  a foyer,spacious living room ,eat-in kitchen ,nice size  dining room.

Complex offers  both , a garden and a garage( waiting list= $ 100 montly.Storage is available). Super lives close by and laundry facilities are available.Central to supermarkets,shopping and transportation. many popular  coffee and pastry shops. The building is well managed.Reasonably price  and convenient location.

 No pets. Down payment is 20%, and board approval.  maintenance is reasonable $ 725.oo and includes heat,hot water,gas,maintenance of common areas,plus real  estate taxes.

Public Schools.

PS 228 ECC 

32-80 93 St,East Elmhurst NY 11369 tel  718 -899-5799

PS 227 Louis Armstrong School

32-02 Junction  Blvd.  tel. 335-7500

PS 127 Aerospace Sciencwe Magnet School

98-01 25th avenue E.E.  tel  718-446-4700

Private Schools

A child's Place Day School

32-20 108 St. tel   718-565-2170

St Gabriel School

26-25 97 St.  tel 718-426-7170

Our Lady of Fatima School

25-38 80 St. E.Elmhurst NY 11370  tel. 718-429-7031

 

Serious inquiries only... email me at gloriasoria2003@yahoo.com if interested in scheduling appt... call me at  917-836-1077  or for more information.   Thank you.

5 reasons why refinancing may be a good option now

Consumer news and advice. Rismedia posted by Sussanne

Mortgage experts from Bills.com ,one of the leading resources for free,objetive and expert money advised that consumers considering a home refinance should begin the process now.further,the company reported that the most frequently asked question of its Ask Bill expert advice Center concerned home refinancing rates and recommendations.

"Market conditions have aligned to make this is a perfect environment for home refinancing" said Ethan Ewing,president of Bills.com,"low rates  and compelling  opportunities to refinance into shorter term loans have arrived at the same time as large consumer demand"

Ask bill is a free service that allows consumers to ask any money question  of human experts and receive  personalized advice tio their inquiries.On of the most frequently asked questions of 2009 concerned interest rates for home refinancing.this high level of interest on behalf consumers corresponds to favorable market conditions for refinancing.Specifically,these factors Include:

1. Interest rates continue to hover around all-time lows,making it sensible for anyone carrying a higher rate interest loan to consider refinancing.With some exceptions, a 1/2 point to a 1-point drop in rate generally make refinancing worthwhile.
2. Low fixed interest rates make converting from an adjustable rate loan into a fixed 15-or 30 year loan a smart move. Even if the adjustable payment is currently lower than a fixed rate payment, when rates rise again the montly payment on an adjustable rate loan will quickly leapfrog a fixed  rate loan.
3. The currenn difference  between fixed 15 -year and 30-year  rates is significant,making refinancing into a shorter-term loan a complelling opportunity. this can save hundreds of thousands of dollars over the life of a loan and shorten the time to payoff with sometines only a slight increase in a montly payment.
4. FHA efficiency mortgage provide consumers with an opportunity to refinance into a loan that  will help pay for home efficiency improvements. These loans are meant to provide consumers with a way to make energy efficient  improvements to their homes as part of an origination or refinancing. This is a great way for homeowners to cost-effectively lower their utility bills through basic home repairs.
5. Those homeowners whose equity situation has steadily deteriorated,leaving them with little, no or negative equity in their homes,should ask their lender or broker for help.most have some flexibility with goverment programs aimed at reducing rates for homeowners in weak equity positions

this interest rates environment provides opportunities for those  trying to escape high interest rates as well as those making savvy long-term financial decision,"continued Ewing."Anyone considering a home refinance should move quickly to lock in rates now"

For more information ,visit www.bills.com

 

 

2 Story For Sale in Forest Hills

Ready to move in!

• 1,386 sq. ft., 2 bath, 3 bdrm 2 story "row style" - $565,000 USD

Forest Hills, Queens

Property information

Buying Pre Foreclosures

Pre-foreclosures are known as properties that have reached the  final stages before they get repossessed or taken back the lender or bank. The  owner is still in complete control of the property or home,although the situation. Normally, if the owner makes things right with payment, the pre-foreclosure will settle and things go back to normal.

When buying real estate,there are several benefits to pre-foreclosures. Although  there  are several ways that you can buy a  home, pre-foreclosure is one of the best. Even though it is  one  of the best way to buy property,many people miss out simply because they aren' t familiar with it and all of the benefits that come with them.

The best thing about pre foreclosure is the price is associated with them. In most  cases,the owner has no choice but to sell the house,and  therefore will listen to just about any  offer that  he receives. Due to this very reason,you can find pre foreclosures for sale at nearly  25 to 30% off market  value.This is an ideal time to  purchase, especially  if you  are looking to save money and the tax goverment credit extended since november 2009(contracts mus be in place by the end of April).

Along with the great prices you can get with pre-foreclosures, you'll also have the luxury of dealing directly with the owner. When you compare foreclosed properties with pre-forclosed properties, you'll find that there is less competition involved with pre foreclosures.They  are  great investment- and can indeed very profitable in the long run.Now is the  time to get real serious.Interest rates rates are  starting to  go up(wich eventually reduce the  number of homes for wich you are qualified).

I can help you find a trustworthy lender to  get you pre-aproved

I am  ready  to work with you determining your housing needs and math them to the appropriate inventory.

Please give me a  call and  we can start  the process.......

Lot / Land For Sale in Bedford-Stuyvesant

Prime residential lot for sale !

• 2,000 sq. ft. lot / land - $195,000 USD

Bedford-Stuyvesant, Brooklyn  -  20 x 100 lot Buildable SF 4000
Zoning R6-B
max far 2.0, ht 50 ft
Located on one the best blocks in Bedfor Stuyvesand
Survey and suggested plans available

Property information

Laffey Group se toma Queens.

Century  21 Laffey associates , whose main office is located in GreenVale  Long Island now  will be in Queens. Coldwell Banker Laffey associates  now is Century 21 Laffey associates, located  at 73-08 Northern Blvd Jackson Heights. NY 11372. Everybody is invited to visited us.

Cordially,

Gloria Soria,. Realtor, e-PRO

Century 21 Laffey Associates Jackson Heights

cell 917-836-1077